The following is to serve as an overview only. Actual summary plan descriptions should be consulted for detailed information.
Group Health Insurance Plan
Summa Health System offers group health benefits to each house staff physician and eligible dependents, effective immediately upon employment. Eligible dependents include spouse and dependent children up to age 26.
Dental insurance for house staff physicians and dependents is effective immediately on the first day of employment.
Long-Term Disability Insurance Plan
Summa Health System provides a long-term disability plan for house staff physicians which becomes effective the first day of the month in which employment is begun. This benefit will begin following 180 days of total disability in the amount of 60% of base earnings during the first 24 months of disability, and then up to 80% thereafter, if certain criteria are met—but not to exceed $5,000 per month. This monthly benefit will be reduced by benefits received under Social Security, Workers’ Compensation, or other group plans.
Health Care Flexible Spending Account
This account reimburses you for medical expenses not covered by insurance.
Should a resident sustain a job-related injury at Summa Health System, he/she is protected by provisions of the Workers’ Compensation Law.
A life insurance program covering house staff physicians becomes effective immediately on the first day of employment. Group term life insurance and Accidental Death & Dismemberment Insurance in the amount of one times annual salary (up to $50,000 for each), are provided by the System. Residents may purchase additional life insurance.
Dependent Life Insurance
Residents may elect to purchase this coverage for a spouse and any dependent children. Coverage starts on the first day of employment.
The SummaCare medical plans allows for partial reimbursement for the cost of routine vision care for residents and their dependents.
Dependent Care Flexible Spending Account
If you need to pay for the care of a dependent while in training, you have the opportunity to use pre-tax dollars to pay for that care.